About ERAD
With more than 25 years of experience in the payment card space, ERAD is one of the leading authorities on payment card money laundering.
Meet ERAD: The Payment Card Fraud Specialists
State-of-the-art solutions from leading payment technology experts.

Founded in 2012, Electronic Recovery and Access to Data (ERAD) is a cloud-based technology company specializing in payment card fraud. ERAD was established as the result of a Department of Homeland Security award. Our original mission was to create an easy-to-use system that allowed customs officials to quickly investigate prepaid cards moving across the border. Today, we serve hundreds of clients and law enforcement users across more than 40 U.S. states, including multiple federal agencies.

In recent years, prepaid cards have become the currency of choice for criminals. These cards increasingly are used as money laundering tools during the execution of criminal activities. However, ERAD stops payment fraud in its tracks. We specialize in the identification of stolen cards and the seizure of cash values linked to prepaid cards.

ERAD-FCIS™ (Financial Crimes Intelligence System), our unique patented technology platform, allows law enforcement officers to quickly validate information and retrieve cash values from prepaid financial cards. This cutting-edge solution provides critical payment card information, giving agencies the power to freeze and seize cards associated with illegal or illicit activities.

ERAD-INS™ is our reporting service available to all U.S.-based financial institutions. This unique fraud solution swiftly notifies participating institutions when their credit or debit card account numbers have been stolen and confiscated by a law enforcement agency. Financial institutions receive detailed reports, including relevant cardholder and agency information they need to protect card accounts from additional fraudulent use. This gives issuers the opportunity to mitigate financial losses associated with stolen cards before they’ve been used.

Ready to prosecute more criminals and stamp out card fraud?
Join forces with ERAD today!
For more information,
Call 571-207-ERAD (3723) or email us.
Timeline and Milestones

  • 2012

    DHS Science and Technology Directorate contract awarded and prototype open loop solution delivered to DHS.

  • 2013

    Closed loop system completed.

  • 2014

    ERAD Group founded and first client implemented.

  • 2015

    U.S. Patent issued and DHS Operational Field Assessment completed.

  • 2016

    ERAD-FCIS™ and ERAD Mobile launched.

  • Today

    ERAD serves hundreds of local, state and federal agencies in more than 40 states.

ERAD LEADERSHIP
With more than 45 years of combined expertise, our leadership team is revolutionizing payment card fraud technology.
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T. Jack Williams

President, ERAD Group

Armed with more than 25 years of experience in the payment card space, Jack is President and Founder of ERAD Group. He is recognized as one of the world’s foremost experts on prepaid access devices, mobile payments and payment card money laundering.

As a highly regarded subject matter expert in prepaid access, Jack regularly consults with federal and state law enforcement agencies, including DHS, ICE, USSS, DEA, HSI and CBP. He specializes in global infrastructure, forensics, terrorist finance and money laundering through the criminal use of prepaid cards. Jack was also a member of the Texas Critical Infrastructure Recovery, Texas EBT Task Force and the Texas Counterterrorism Committee, as appointed by the Governor of Texas.

Throughout his distinguished career, Jack has designed and implemented more than 400 fully operational credit, debit, prepaid and mobile payment programs for major companies across the globe. In 1994, Jack developed the world’s first electronic gift card program and the Universal Membership Loyalty Card for Blockbuster Video. He went on to oversee major card programs for Tier Technologies, National Processing Company (NPC) and Stored Value Systems (SVS), a division of National City Bank.

Before founding ERAD Group, Jack was CEO of eCommLink, a multi-national core processor for prepaid Discover, Visa and MasterCard payment cards, mobile remittances and commerce.

In 1999, Jack received the Credit Card Management Debit Executive of the Year award for his exceptional achievements in the stored value arena. Today, Jack is a regular participant and sought-after speaker at prominent industry conferences around the world.

Steve Beckerman

Steve Beckerman

Chief Operating Officer, ERAD Group

As the Chief Operating Officer for ERAD Group, Steve oversees the operations, logistics and technology for the company’s payment card forensic and intelligence services.

Before joining ERAD, Steve was the General Manager for Tier Corporation’s Business Process Outsourcing division, where he led child support payment processing and customer service operations for 20 state programs.

Prior to that position, Steve spent 10 years with Certegy Card Services, now Fidelity Information Services. As Senior Vice President, he oversaw credit, debit and prepaid cash card issuing operations for more than 7,000 financial institutions representing over 80 million credit card accounts. During his tenure at Certegy, Steve held a number of key management positions in sales, client management, customer service, credit, debit and prepaid card operations, loyalty products and internet banking for more than 18 million accounts from 5,000+ community banks and credit unions.

Steve was also a Senior Vice President with First Data Corporation. There, he managed more than 7 million private label and oil company credit card programs representing more than $1 billion in receivables. Before that, Steve served as Chief Financial Officer for Mobil Oil’s private label card program, where he was responsible for financial performance of more than 7 million private label accounts.

ERAD Team

Meet the brains and brawn behind ERAD Group.
Mike Deleonardis

Cory Anderson

Chief Information Officer

A technology leader with more than 20 years of experience, Cory specializes in developing business software solutions and leading software teams. He oversees day-to-day IT initiatives and provides strategic vision for information security and future development for ERAD.

Prior to joining ERAD, Cory served in various management roles within medical and payment card industries. His expertise lies in providing robust information technology innovations while maintaining a focus on protecting sensitive information.

Mike Deleonardis

Mike Deleonardis

Midwest Region Manager

Based in Dallas, Texas, Mike is Regional Manager for ERAD. He oversees all sales functions across the Midwest and Western regions and acts a liaison to the corporate office in Fort Worth.

Originally from Illinois, Mike grew up just a few miles from the city of St. Louis where his mother and sister still reside. After graduating with a BS in Marketing and attending graduate school at Texas A&M, he started serving the public sector as a consultant to city operations. He was soon promoted to Sales Manager. Later, Mike moved on to other entities that touched law enforcement. In 2017, he was selected for his current role as Regional Manager for ERAD.

Steven Crociata

Steven Crociata

Northeast Region Manager

For the majority of his 33-year career, Steven has worked with a variety of federal, state and city law enforcement agencies. He specializes in offering methods on how to detect, deter and prevent financial crime. Steven has collaborated with agencies such as FBI, Secret Service, IRS Criminal Division, Department of Homeland Security (DHS), Office of Comptroller and Currency (OCC), Federal Reserve, FDIC, Office of Foreign Asset Control (OFAC) and Drug Enforcement Administration (DEA), among others.

Throughout his career, Steven has offered a wide variety of services tailored to meet each client’s needs—from offering advanced cyber security-based technology to providing a full suite of financial crime education packages, including an assortment of certifications, on-site training and full crime prevention membership programs.

Gary Moss

Gary Moss

Southeast Region Manager

With a strong background in financial services, Gary started his career with the U.S. Chamber of Commerce. He then went on to work as a registered rep for Thomson McKinnon Securities until the late 1980s.

Since then, Gary has funded and operated several successful startups, including companies in healthcare, telecommunications, education and entertainment. His experience with developing and operating companies has given him incredible insight into the business world. His role with ERAD has allowed him to integrate this invaluable experience within the law enforcement community.

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